Store Location

20th Street, Suite 104Vero Beach

Trusted Financial Services Near You

Fast, reliable and secure financial services with friendly bilingual staff ready to help.

4.9

Based on 200+ Google Reviews

Services Available at This Location

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NEW CUSTOMER OFFER

Calculate Your First Payroll Check Fee

First-time customer can cash their payroll check for only 1.5% at Check Cashing USA.*

Enter your check amount to estimate your fee.

Call (772)257-0500
First-time customer *1.5% offer for first time payroll check transactions applies to checks $5,000 and under.

Estimated Fee (1.5%)

You Pay

$15.00

1.5% offer applies to first-time payroll check transactions.

Business Hours

Monday:10:00 AM - 6:00 PM
Tuesday:10:00 AM - 6:00 PM
Wednesday:10:00 AM - 6:00 PM
Thursday:10:00 AM - 6:00 PM
Friday:10:00 AM - 6:00 PM
Saturday:10:00 AM - 5:00 PM
Sunday:Closed

Your Neighborhood Financial Center

Conveniently located on 20th Street, Suite 104, our Vero Beach team proudly serves the surrounding neighborhoods with fast, friendly, and reliable financial services. Whether you're cashing a payroll check, sending money overseas, paying bills, or purchasing a money order, our bilingual staff is ready to help.

  • English & Español
  • Fast & Easy Transactions
  • Friendly Bilingual Staff
  • Secure & Trusted

What Our Customers Are Saying

I had an excellent experience here! The staff was friendly, professional, and made the whole process quick and easy.

- Carrianna Oliver

Check Cashing USA made everything quick, easy, and stress free while still making me feel welcomed and valued as a customer.

- Marsha Lemaistre

I've been here twice and the customer service is immaculate. The workers are very friendly and polite.

- Epthious Farrell

Frequently Asked Questions

Where is Check Cashing USA located on 20th Street, Suite 104?

This store is at 5445 20th Street, Suite 104, Vero Beach, FL 32966. Parking is free on site, and the Get Directions button opens turn-by-turn navigation from wherever you are.

What are the business hours for the 20th Street, Suite 104 location?

The full weekly schedule for this store is listed in the Business Hours table above, and the clock at the top of the page shows whether we are open right now in Florida local time.

Can I cash a payroll check at the 20th Street, Suite 104 store?

Yes. Bring your payroll check and a valid government-issued photo ID and you will walk out with cash in minutes — no bank account and no credit check required. First-time customers pay only 1.5%.

Does this location offer Western Union money transfers?

Yes. You can send and receive Western Union money transfers here, along with money orders, bill pay, prepaid debit cards, notary services, and corporate check cashing.

Which neighborhoods does this location serve?

Our Vero Beach team serves customers from Vero Beach and the surrounding South Florida neighborhoods. If another store is closer to you, the locations page sorts all 32 stores by distance.

What should I bring when visiting this location?

Bring the check you want to cash and a valid photo ID such as a driver's license, state ID, passport, or military ID. For a corporate check, also bring your business documentation.