Your Money.
Your Way.
We Make It Easy.
Fast, secured and trusted financial services at 32 locations across South Florida.
Fast & Reliable
Get the services you need quickly.
Secure Transactions
Your information is always protected
Convenient Locations
Find a Store near you in minutes.
Calculate Your First Payroll Check Fee
First-time customer can cash their payroll check for only 1.5% at Check Cashing USA.*
Enter your check amount to estimate your fee.
Estimated Fee (1.5%)
You Pay
1.5% offer applies to first-time payroll check transactions.
Check Cashing
Cash Almost Any Check
Personal • Payroll • Business
Prepaid Cards
Reload, manage and access your money.
Bill Pay
Pay bills, traffic tickets and more fast and easy.
Our Services
Explore our wide range of financial services designed to make your life easier.
Check Cashing
Cash personal, payroll, tax refund and checks payable to your business
Learn More
Money Transfer
Send and receive money with Western Union
Learn More
Bill Payment
Pay bills, utilities and traffic tickets in minutes
Learn More
Prepaid Cards
Get a prepaid card and manage your money with confidence.
Learn More
Currency Exchange
Great rates for foreign currency
Learn More
Digital Currency
Buy Bitcoin and access your crypto wallet securely.
Learn More
32 Convenient Locations
Find a store near you across South Florida
Trusted & Reliable
Over 40 years of trusted service in the community.
Fast & Easy
Quick transactions so you can get on with your day.
Secure & Compliant
Your security and privacy are always our priority.
Trust • Speed • Service
Since 1986
Always Near You
Proudly Serving South Florida
With 32 locations from Vero Beach to the Keys, we're always nearby when you need us.
Find a LocationFrequently Asked Questions
Find quick answers to the most common questions about our financial services.
Can I cash a payroll check?
Yes. Payroll checks are our specialty — handwritten or computer printed. Bring your check and a valid photo ID to any Check Cashing USA location and leave with cash in minutes. First-time customers cash payroll checks for only 1.5%.
Do I need a bank account?
No bank account is needed. We turn your check into cash on the spot, with no account, no credit check, and no long holds.
What type of ID do I need?
A valid government-issued photo ID such as a driver's license, state ID, passport, or military ID. If you don't have a photo ID, bring the ID you have and we may still be able to help.
How long does the process take?
Most checks are verified and cashed in just a few minutes. Walk in, present your check and ID, and walk out with your money — no appointment necessary.
Can I cash a business check?
Yes. We cash business and corporate checks, including checks payable to your company. Bring your ID and business documentation and we'll take care of the rest.
Do you cash government checks?
Yes. We cash all government checks — local, state, and federal — including tax refunds, Social Security, and stimulus checks.
Are your services available in all locations?
Most services are available at all 32 locations. Some services, like notary, are available at participating locations — call ahead to confirm availability near you.
How long do most transactions take?
Most transactions are completed in just a few minutes. Walk in, tell us what you need, and our team will take care of you — no appointment necessary.
Popular Topics
Processing Time
Most transactions take just a few minutes.
Accepted IDs
We accept a variety of state-issued identification.
Check Limits
Limits may apply depending on the type of check.
Privacy & Security
Your information is always safe and protected.
Fees
Transparent fees with no hidden charges.
Find a Location
32 convenient locations across South Florida.
Still have questions?
Our friendly team is here to help.